His "Smart Dollar" is now moving more money than Visa and Mastercard combined…

JPMorgan is moving $1 billion a day through it…

And $40 billion has already poured into U.S. Treasury bills.

This isn't a prediction. It's happening right now.

I believe this could be the biggest financial shift since credit cards started appearing in every American's wallet – and it's unfolding faster than anyone expected.

Partner Spotlight

The "Flippening" of Global Finance

While the media talks about "De-Dollarization," the world is quietly buying billions of digital dollars.

Dear Reader,

If you watch the evening news, you might think the U.S. Dollar is on its deathbed. You hear about the BRICS nations, the rising Yuan, and the "collapse" of American influence.

But if you look at the raw transaction data, you see a completely different story. The Dollar isn't dying. It is getting a software upgrade.

For the last 50 years, moving dollars around the world was slow, expensive, and controlled by a few gatekeepers (SWIFT, Visa, Mastercard). Today, we are witnessing a historic "Flippening."

The Data: Crypto Rails vs. Credit Rails

In 2024, a quiet milestone was reached that almost no one talked about. The transaction volume of "Stablecoins" (digital versions of the dollar that run on blockchain) surpassed the volume of Visa.

  • Visa: ~$15 Trillion in annual volume.

  • Stablecoins: ~$23 Trillion in annual volume.

Think about that. The "experimental" internet money that Wall Street laughed at five years ago is now moving more value than the credit card in your wallet.

Why is this happening?

Because the "Smart Dollar" (Stablecoin) is simply better technology.

  • It settles in seconds, not days.

  • It operates 24/7/365 (no banking holidays).

  • It is programmable.

The "GENIUS" Move

President Trump’s signing of the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) didn't create this market—it legitimized it. By establishing federal rules for stablecoins, the U.S. government effectively admitted that the future of the Dollar is digital.

This has triggered an institutional stampede. JPMorgan, the largest bank in America, isn't fighting this trend. They are adopting it. Their internal "JPM Coin" is now processing over $1 Billion per day for corporate clients. They realized that if they don't digitize the dollar, someone else will.

Get Ready for Trump’s New U.S. Dollar

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The "Hidden" Buyer of U.S. Debt

Here is the most ironic part of the the collapse storyline. Stablecoin issuers (like Tether and Circle) have become some of the largest buyers of U.S. Treasury bills in the world. They hold over $150 Billion in U.S. debt to back their tokens—more than many sovereign nations like Germany or South Korea.

The "Smart Dollar" isn't just a new way to pay; it's becoming a pillar of the U.S. financial system.

The Compass Ahead

Financial history is filled with moments where a new technology quietly overtakes the old standard. It happened with credit cards in the 1970s.

It happened with electronic trading in the 1990s. Now, it is happening with the Dollar itself. The smartest trade is rarely fighting the trend. It’s positioning yourself where the volume is going.

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Daniel Cross
Editor • The Independent Traders

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